Offshore Bond in Trust: Offshore Structures for School Fees, Tax Deferral, and Long-Term Wealth

Investment bonds are one of the most flexible tools available to discretionary trusts — but they're frequently misunderstood, underused, or left unreviewed. In this episode, David Bell speaks with Dhana Sabanathan (Michelmores LLP) and Adam Canavan (Bowmore Financial Planning) about the Morrison Family Trust, a discretionary structure holding £2.8 million through an offshore insurance bond.

Adam Canavan Financial Planner Bowmore Financial Planning

Dhana Sabanathan Partner Michelmores LLP

7 July 2026